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Mário Carvalho Fernandes, CFA, is currently an Executive Board Member and Chief Investment Officer at Banco Carregosa. Prior to this, Mário held roles at Banco BPI and BPI Asset Management, where Mário served as Deputy Director and Senior Portfolio Manager of HNWI. Mário's career also includes positions at Portgás and the University of Porto, focusing on regulation, market analysis, and research related to Artificial Intelligence and Computer Science. Mário Carvalho Fernandes holds a Chartered Financial Analyst (CFA) degree and has a background in data analytics and economics.