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Fernando Perez-Hickman is the Managing Partner at Azora Exan and Azora. Fernando also owns PHE LLC. Previously, Fernando held various executive positions at IBERIABANK, Banco Sabadell, Sabadell United Bank, and Santander Private Banking International. Fernando started their career as an Engagement Manager at McKinsey & Company and holds a Master of Science in Management from MIT Sloan School of Management.