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Cliff Ching currently serves as the Head of Customer Digital Platform and Innovation at AXA Hong Kong and Macau since April 2022. Prior to this role, Cliff held positions at AIA Hong Kong and Macau as Principal and Manager of Digital Innovation, focusing on customer app enhancements and agile transformation strategies. Experience at KPMG China as a Senior Consultant in Technology Strategy and Transformation and at Synpulse Management Consulting involved consulting in financial services. Earlier roles included a part-time iOS Engineer at Holumino Limited, with responsibilities in UI/UX design and VR development, as well as a private banking internship at Bank of China (Hong Kong). Cliff Ching holds a Bachelor of Science in Risk Management & Computer Science from The University of Hong Kong and a Master in Information & Technology Management from The Chinese University of Hong Kong.