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Tod O'Dowd serves as President of Avery Insurance, where a focus on asset protection for business owners and high net worth clients is paramount. With a rich background encompassing various industries, Tod provides expert advice in risk analysis, cost containment, and risk transfer strategies. Additionally, Tod is a Ski Pro with the Professional Ski Instructors of America, functioning as an examiner and course conductor. Prior experience includes serving as a crew chief and air rescue operator in the US Navy, where notable achievements included the awarding of a Navy Air Medal and Medal of Commendation for contributions to tactical operations with Navy Seal Teams. Education was obtained from The Wharton School.