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Jose C. has a solid background in risk management and fraud prevention. Jose is currently the Head of Risk Management at AUTODOC, a position they have held since September 2023. Prior to that, they worked as the Head of Risk and Fraud at Scalapay from April 2022 to August 2023.

From September 2019 to March 2022, Jose served as the Director of Group Fraud & Risk at Smartfrog & Canary, where they built a framework to mitigate fraud while balancing false positives and conversion funnel metrics. Jose also had a role as the Senior Manager of Dunning & Risk Management from March 2018 to August 2019.

Before joining Smartfrog & Canary, Jose worked at Opel Vauxhall Finance as the EO Fraud Lead/Underwriting Supervisor from October 2015 to March 2018. Jose also gained experience in credit analysis and collections at Mercedes-Benz Bank AG, where they worked as a Credit Analyst/Collections Supervisor from September 2012 to September 2015.

Jose's career began at SITA, where they worked as a Financial & Data Analyst from May 2006 to June 2011.

José C. obtained their Bachelor of Business Administration (BBA) degree from Universidad de Sevilla, where they studied from 2000 to 2004. Jose later pursued a Bachelor's degree in Psychology at Universidad Nacional de Educación a Distancia - U.N.E.D. The duration of this degree is not provided.