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Kai-Xin Renee Young is an accomplished product manager with a robust background in payments innovation, having served in key leadership roles at Australian Payments Plus since September 2020, including Lead Product Manager for Merchants and Retail Payments. Previous experience includes product strategy development at Westpac and several technical and management positions at Accenture Australia, where skills in quality assurance and migration project management were honed. Kai-Xin's early career involved general management in the footwear industry and a research internship in neuroscience. Educational credentials include a double degree in Commerce and Science from UNSW, complemented by study programs in Mandarin and Taiwanese culture.