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CA Himalay Adwani is a finance professional with significant experience in credit management, currently serving as Cluster Credit Manager at AU Small Finance Bank since February 2018, overseeing a portfolio encompassing seven branches in the Jodhpur cluster and leading a team of 19 credit professionals. Prior experience includes roles as Portfolio Credit Manager and Deputy Credit Manager at AU Small Finance Bank, along with a position as Audit Assistant at O. P. Rathi & Co., where compliance and asset verification were key responsibilities. Additionally, CA Himalay Adwani gained extensive experience during articleship at O.P. Rathi & Co. from September 2013 to September 2016, engaging in various accounting and audit functions. Educational qualifications include a Chartered Accountant designation from The Institute of Chartered Accountants of India and a Bachelor of Commerce degree from Jai Narain Vyas University, specializing in Accounting and Business/Management.