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Karlina Yuliana Siregar is a Business Partner at Sinarmas MSIG Life and Financial Wealth Manager at FWD Insurance. With a background as a Senior Financial Specialist at Allianz Group, Senior Specialist at Generali Indonesia, and Account Officer at Bank Rakyat Indonesia, Karlina Yuliana has a strong foundation in finance and insurance. Karlina also has experience as an Account Executive at Indosat Ooredoo and Ticketing Agent at Talenta tour and travel. Karlina Yuliana holds a Sarjana Ekonomi (SE) in Accounting and a Master's Degree in Economics from Universitas Persada Indonesia 'YAI'.