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Michael Ghioto, CFP®, RICP®, is a seasoned financial professional with extensive experience, currently serving as a Registered Principal and Financial Advisor at Ashford Advisors since October 2004. Prior to this role, Michael held the position of Senior Director at Manhattan Associates from June 1998 to October 2004, focusing on client relationships and consulting during software implementations for supply chain products. Michael's career also includes experience as a Commercial Lending Credit Analyst at SunTrust Bank from 1996 to 1997. Educational credentials include an MBA in Finance, Real Estate, and Entrepreneurship obtained from the University of Georgia - Terry College of Business, as well as a BBA in Finance from the same institution.