ÂÜÀòÂÒÂ×

Hayley Carstairs has extensive experience in the financial services industry, specializing in compliance, risk management, and financial consulting. Hayley has held roles such as Head of Compliance at Ashburton Investments, Director and Head of Compliance and Risk at The Mortgage Shop (Jersey), and Director and Senior Financial Consultant at Henley Financial. Hayley'sexpertise includes providing financial advice, pension funding, and managing retirement annuity trusts. Prior to these roles, they worked as a Senior Financial Consultant at Rossborough Financial Services Limited and as a Wealth Management Consultant at Alexander Forbes Offshore.

Hayley Carstairs's education history includes a Certificate in Mortgage Advice and Practice from The London Institute of Banking & Finance in 2001, a Certificate in Financial Planning from the Chartered Insurance Institute in 2001, a Diploma in Financial Planning from the Chartered Insurance Institute in 2011, an Award in Financial Planning from the Chartered Insurance Institute in 2014, and most recently, an Equity Release degree from the Chartered Insurance Institute in 2021. Hayley also obtained additional certifications in Compliance and Risk.