Mr Low has been a Non-Executive Director of ASA International since February 2023. He is a member of the Audit and Risk Committee, the Renumeration Committee and the Independent Directors Committee. Mr Low is I&M Group Plc's Regional Director for its East Africa businesses and currently is an Executive Director on the Board of I&M Group plc and a Non-Executive Director of I&M Bank (Uganda) plc and Bank One Ltd, I&M’s JV Bank in Mauritius. He is on the Board of the Scottish African Business Association, an Investment Committee member of JPIN Global Ltd and the Zephyr Acorn Fund, both investors in early-stage impact companies, and advises several FinTech start-ups. With over 30 years in international financial services, risk management and digital transformation, Mr Low has specialised in emerging markets, working across Africa, Asia and the Middle East. He previously held senior executive positions for Letshego Holdings PLC, the National Bank of Kuwait, Standard Chartered Plc, and Goldman Sachs.