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Nataliya Kalnitskaya has extensive experience in finance, having worked at Arterium from 2011 to the present in various roles including Financial Analyst, Economist of Finance, and Assistant Finance and Executive Director. Prior to this, Nataliya held a position as a Sales Specialist at VAB Bank for a brief period in 2011. Academic qualifications include a Specialist degree in Chemical Engineering from the National Technical University of Ukraine 'Kyiv Polytechnic Institute' (2005-2011), a Master's degree in Corporate Finance from the International University of Finance (2009-2012), and a Specialist degree in Marketing/Marketing Management from the Kiev Advertising Academy (2013).