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Mr. Chakradhar Bharat Chhaya, aged about 65 years has more than 45 years of experience in the field of banking and finance. He completed his Bachelor of Commerce from University of Bombay in the year 1963. He is a Fellow of Institute of Cost and Works Accountants of India

He is also a CAIIB (Certified Associate of Indian Institute of Bankers). He began his career in the year 1964 with Bank of Baroda. He worked at various positions before retiring as Managing Director of BOBCARDS Limited, a subsidiary of Bank of Baroda in 2003. The various designations held by him during his career were Zonal Head and Convener of State Level Bankers' Committee of Rajasthan and Nagar Rajbhasha Samiti of Jaipur (Banks), Deputy General Manager - Corporate Banking, Assistant General Manager – Central Inspection Division, Regional Manager - Jamnagar / Junagadh & Rajkot regions and Principle Officer for Sultanate of Oman Territory.

At present, he is practicing as a Cost Accountant and undertakes corporate and NBFC advisory assignments. He is also a Director in an NBFC engaged in the Business of offering students' loan for higher studies and Independent Director of Texmo Pipes & Products Limited.