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Stephen Gerace currently serves as a Consumer Indirect Loan Underwriter at Ardent Credit Union, where responsibilities include underwriting and making loan decisions for consumer, indirect auto, and home equity loans. Prior experience includes roles at Police and Fire Federal Credit Union as a Consumer Loan Underwriter, Loan Processor, and Branch Representative, where Stephen developed expertise in credit assessments, loan processing, and customer financial advisement. Earlier career positions include Teller at TD and Crew Member at Dunkin' Donuts. Stephen is pursuing a Bachelor's degree in Accounting at Wilmington University, having previously studied at Rowan College at Gloucester County.