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Kashif Ul Haq Khan has extensive experience in operational risk management, currently serving as the Head of Operational Risk at Arab National Bank since December 2011, where previous roles included Deputy Head and Operational Risk Team Lead. Prior to this, Kashif held several positions at Standard Chartered Bank from December 2006 to November 2011, including Senior Manager Operational Risk and Manager Operational Risk. Kashif's career began at MCB Bank Limited, where roles included Branch Operations Manager and Advances Officer. Academically, Kashif holds a Masters of Commerce in Finance and a Bachelors of Commerce, both obtained from Karachi University.