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Sankaran Krishnamurthy is a Non- Executive Independent Director on the Board of their Company. He holds a bachelor’s degree in science from the University of Madras. He is a certified associate of the Indian Institute of Bankers. He was the former deputy Managing Director of State Bank of India, where he served for more than 38 years. He was also the Managing Director and Chief Executive Officer of SBI Life Insurance Company Limited. He is also on the board of our subsidiary, Aptus Finance India Private Limited.