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H. Elaine Dovas is a highly experienced professional in the banking industry, specializing in Community Reinvestment Act (CRA) programs. With a background in urban planning and urban affairs, Dovas has held various leadership roles in different financial institutions, including serving as a Vice President and CRA Officer at multiple banks. Additionally, Dovas has also worked as a CRA consultant and held positions in community development organizations. Currently, Dovas is the First Vice President and CRA Officer at Apple Bank, where H. Elaine establishes and manages the entire CRA program.