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Danny T. has extensive experience in risk management, particularly in the banking sector. Currently serving as Head of Business Governance & Controls at ANZ since February 2014, Danny oversees non-financial risk management across Singapore and the region. Previous roles include Regional Operational Risk Lead and Head of Secured and Wealth Products Risk at ANZ, as well as Head of Unsecured Products Risk and Head of Consumer Credit at Courts Asia. Earlier career highlights include serving as FVP and Head of Credit Portfolio Risk at UOB and roles at DBS Bank, HSBC, and OCBC Bank in various risk management capacities. Danny holds a Master's degree in Economics from the National University of Singapore and an MBA from The University of Manchester, as well as a Bachelor's degree in Business Administration (Honors) from the National University of Singapore. Education began at St. Andrew's School.