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Audrey Lu has extensive work experience in the field of credit risk and underwriting. Audrey currently holds the position of Head of Credit Risk at ANZ Worldline Payment Solutions, starting in 2023. Prior to this role, they served as the Head of Underwriting KYC & AML at the same company from 2022 to 2023.

Before joining ANZ Worldline Payment Solutions, Audrey worked at WEX, where they held several managerial roles. Audrey was the Credit Manager Asia Pacific from 2021 to 2022, responsible for overseeing credit operations in the region. Prior to that, they served as the Credit and Collections Manager from 2020 to 2021, and as the Senior Credit and Collections Team Leader from 2017 to 2020. Audrey's journey at WEX started as a Credit Team Leader in 2015 and lasted until 2017.

Before WEX, Audrey worked at P & A Global Pty Ltd as a Manager from 2013 to 2015. Audrey began their career at Shell, where they worked as a Credit Analyst from 2011 to 2013, and as an Accounts Analyst - Revenue Intra Group from 2010 to 2011.

Audrey Lu completed their Bachelor of Science in Applied Accounting from Oxford Brookes University in 2008. From 2005 to 2010, they attended Sunway University College and ACCA, where they pursued the Association of Chartered Certified Accountants qualification in Accounting and Finance. Subsequently, from 2010 to 2014, Audrey participated in the CPA Australia Program, focusing on Accounting and Finance.