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Stephen Ratcliffe is a seasoned professional in regulatory compliance and risk management with extensive experience in various leadership roles across the healthcare and insurance sectors. Currently serving as the Regulatory Compliance Program Manager at Ansvar Insurance Australia since June 2021, Stephen manages key projects including the implementation of CPS230 - Operational Risk Management and the Financial Accountability Regime, overseeing critical operations and change management. Previously, Stephen held senior positions at The Royal Melbourne Hospital and the Royal Children's Hospital, focusing on strategy, planning, and enterprise risk management. In addition to professional roles, Stephen contributes as a volunteer Independent Risk Advisor at Windermere Child and Family Services. Educational qualifications include multiple advanced certifications in risk management, digital leadership, and health systems management from prestigious institutions, further enhancing expertise in managing projects and improving organizational performance.