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Chico Young is an experienced underwriter with a strong background in the mortgage industry, currently serving as a Senior Underwriter/Lead at Angel Oak Companies since January 2018, specializing in FHA, non-QM, and conventional loans. Prior roles include Underwriting Supervisor at Envoy Mortgage from September 2016 to January 2018, Senior Underwriter at PENNYMAC from September 2014 to September 2016, and Commercial Underwriter at Bank of America from September 2013 to September 2014. Chico Young holds a Bachelor of Science degree in Business Administration and Management from Florida State University, earned between 1998 and 2002.