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Olivia Gibson is a Senior Vice President and Credit Officer at American National Bank & Trust. Prior to their current role, Olivia worked as an Underwriter II and Vice President at TIB-The Independent Bankers Bank. With a background in finance and banking, Olivia is skilled in preparing credit memorandums and assessing credit risk of prospective customers. Olivia also has experience in customer service, research interviewing, and holds a Master of Business Administration degree from Texas A&M University-Commerce.