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Sandra Garza is a seasoned banking professional with extensive experience in SBA operations and loan administration. Currently serving as Vice President and SBA Operations Officer at American Business Bank since January 2021, Sandra previously held key positions at Pacific Mercantile Bank, where roles included Loan Administrator Specialist and Senior Loan Operations Specialist, responsible for managing new loans, renewals, modifications, and related disbursements. Additionally, Sandra's career includes significant roles at Premier Commercial Bank, California United Bank, Merchants Bank of California, NA, and Home Saving of America, showcasing a strong background in loan accounting, credit administration, and operational management.