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Karen Harutyunyan has diverse work experience in the banking and financial sector. Karen is currently working as a Credit Risk monitoring department senior specialist at Ameriabank CJSC since February 2022. Prior to that, they served as a Senior Business Consultant at Inecobank CJSC from September 2019 to February 2022. Karen also worked as a Partnerships Manager at FINCA Armenia from September 2010 to September 2019, and as a Team Manager at Derjava Group of Companies from May 2007 to November 2015.

Karen Harutyunyan attended the Armenian State University of Economics from 2004 to 2012, where they obtained a Master's degree in Business/Commerce, in the general direction of study.