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The Risk Management and Compliance team at Al Masraf is responsible for identifying, assessing, and mitigating risks across the bank's operations while ensuring adherence to regulatory requirements and internal policies. This team develops and implements robust compliance frameworks, oversees anti-money laundering (AML) and know your customer (KYC) initiatives, and conducts regular audits to safeguard the institution against potential financial and reputational risks. By fostering a culture of compliance and risk awareness, they help maintain trust with clients and regulatory bodies alike.