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Born in 1970, Kemaleddin Koyuncu graduated from the Middle East Technical University, Department of Business Administration, and completed his MBA degree at the University of Illinois at Urbana-Champaign. Having 29 years of working experience, Koyuncu started his banking career in 1992 at Türkiye İş Bankası A.Ş. as an assistant inspector. He worked as a Treasury Specialist at the TR Prime Ministry Undersecretariat of Treasury between 1996-2001, and as a Banking Specialist, Deputy Head of Department, Senior Banking Specialist, Department Head and Vice President (V.) at the Banking Regulation and Supervision Agency between 2001-2015. He also worked as a Member of the Board of Directors at Toprak Sigorta/Ege Sigorta between 2003-2004. He joined Aktif Bank in 2015 as Assistant General Manager.