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Fatih Unsalan currently serves as the Head of Retail Loans Risk Monitoring and Collection Director at Aktif Bank, a position held since October 2016. Responsibilities include the establishment of various scorecard structures, calculation of Probability of Default (PD) and Loss Given Default (LGD) methods, and the processing of non-performing loans (NPL) through auctions and collection modules. Previously, Fatih Unsalan worked at ING Bank from January 2013 to October 2016 as Vice President in the Retail Credits Close Watch and Follow-up Department, focusing on NPL processes and scorecard structures as well as automating NPL file assignments to lawyers. Fatih Unsalan also has extensive experience from Akbank, where a career began in May 2002 as a collection agent, subsequently advancing to managerial roles within the Consumer Credit Monitoring department.