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David Shipper is a Strategic Advisor in Aite-Novarica’s Retail Banking & Payments practice. His focus is on debit and credit cards. Based in Scottsdale, Arizona, David brings to Aite-Novarica Group more than 15 years of experience leading card and payment strategies for financial institutions in the U.S.

Prior to joining Aite-Novarica, David managed the debit card and mobile wallet initiatives at Bank of the West, where he led a variety of projects to improve the customer experience and card production timelines, reduce fraud write-offs, and increase overall debit card program profitability. Before that, David was Payments Strategy Manager for Landmark Bank in Columbia, Missouri, where he managed payment products and launched the bank’s first in-house consumer and commercial credit card business. He has also managed debit card and payroll card products for Regions Bank as well as consumer-direct loan products and retail marketing initiatives for BBVA. Additionally, David has been an active member of multiple payment industry advisory groups, including the ABA Payment System Administrative Committee (PSAC), the FIS Retail Payments Card Advisory Council, and the Federal Reserve Faster Payments Task Force.

David has been quoted in various media outlets, including The New York Times, Time.com, The Paypers, BAI, American Banker, and Digital Transactions. He holds a degree in marketing and an MBA in Finance from Auburn University at Montgomery.