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Ruthambharaa T Hebbar is a seasoned professional in product management with significant experience in the banking and telecommunications sectors. Currently serving as Product Lead at Airtel Payments Bank since September 2020, Ruthambharaa oversees the product strategy for retail banking agents and merchants, leading a team of product managers and enhancing user experiences across various mobile applications and portals. Previous roles include Chief Product Manager and Senior Product Manager at Airtel Payments Bank, where Ruthambharaa developed digital onboarding journeys and collaborated with multiple stakeholders to improve product features. Ruthambharaa's earlier experience at Bharti Airtel included positions such as Senior Product Manager and Zonal Sales Manager, focusing on customer lifecycle analysis and sales performance strategies. Ruthambharaa holds an MBA in Marketing from the Institute of Management Technology, Ghaziabad, and a Bachelor's degree in Mechanical Engineering from BIT Mesra.