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Michela Locatelli is a data scientist with extensive experience in predictive modeling and credit risk evaluation at Banca AideXa, where roles include Data Scientist, Junior Data Scientist, and Data Scientist Trainee since April 2021. Previous experience includes a position in the Demand and Procurement Management department at Allianz Bank Financial Advisors, focusing on purchasing management and cost analysis, as well as roles in business administration and as an Au Pair. Michela holds a Master of Science in Statistical and Actuarial Sciences with a specialization in Data Analytics for Business and Economics from Università Cattolica del Sacro Cuore, alongside a Bachelor's degree in Economics and Business Administration from the same institution, and a High School Diploma in Classics from Istituto superiore D'Adda.