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Jonathan Francisco, a CPA and MBA holder, has extensive experience in various financial and auditing roles. Currently, Jonathan serves as the Head of the Internal Audit Division at Armed Forces and Police Savings & Loan Association, Inc. In the past, Jonathan held positions such as Independent Director and Chairman of Audit and Risk Management Committee at Maharlika Rural Bank, Inc., Financial Controller at First Balfour, Inc., and Chief Audit Executive at UST Hospital. Jonathan's accomplishments include saving over 1 million pesos per year through VAT computations and averting unsustainable projects worth billions of pesos. Jonathan is a seasoned professional with a strong background in finance and risk management.