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Marcelo Pardo is an experienced commercial manager with a strong background in sales and business development. Currently serving in the commercial management role at AFP HABITAT since March 2018, Pardo previously held positions at ESACHS S.A and ACHS as a commercial executive, focusing on consultative sales to a diverse range of businesses. Pardo's tenure at Banco de Chile from February 2006 to November 2014 included responsibilities as an executive for businesses and supervisor for large enterprises, where significant sales targets were met through effective proposal presentations and team training. Earlier, Pardo spent eight years as a sales supervisor at Periódico El Rastro S.A, overseeing recruitment, training, and sales strategies. Marcelo Pardo holds a degree in social work from Universidad Católica del Maule, obtained between 1998 and 2002.