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Jose Luis Ibarra Cepeda is an experienced professional in sales and financial management, currently serving as Jefe de Ventas at AFP HABITAT since November 2014. In this role, Ibarra Cepeda focuses on achieving commercial management objectives related to client acquisition, retention, and loyalty, while also overseeing the sales force's performance and developing strategies for improvement. Previously, Ibarra Cepeda worked as Sub Gerente Financiero at Ripley from August 2008 to March 2014, where key responsibilities included client portfolio acquisition, customer loyalty, financial operations, and leading a team of over 40 individuals. Education includes a Diplomado en Desarrollo de Equipos de Excelencia from Pontificia Universidad Católica de Chile and a Diplomado en Dirección Comercial y Ventas from Universidad Adolfo Ibáñez.