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Daniel Cheong H C is currently working at Affin Bank Group as a Credit Risk Analyst in Independent Credit Review within Group Credit Risk Management. Previously, Daniel has worked at Hong Leong Group in various credit evaluation roles related to hire purchase, dealer management, and floor stock financing. Before that, Daniel gained experience in credit assessment and loan origination systems administration at Hap Seng Credit, and in back end credit administration operations at HSBC. Daniel holds a Master of Business Administration from Victoria University, an International Certificate in Risk Management from The Institute of Risk Management (IRM), and a Bachelor of Business in Finance from La Trobe University.