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Azlia Kamal has a diverse work experience spanning various roles in the banking and insurance industries. Azlia began their career as a Pegawai Tadbir & Diplomatik at the Kementerian Pendidikan Malaysia in 2001. Azlia then worked as an Executive in Compliance & Risk Management at MAAKL Mutual Bhd from 2002 to 2005. After that, they joined AmBank Group as an Executive in Risk Valuation & Surveillance from 2006 to 2008.

In 2008, Azlia moved to MSIG Asia as a Compliance Executive, where they stayed until 2011. Azlia then joined Bank Pembangunan Malaysia Berhad as an Assistant Manager in Group Market Risk from 2011 to 2013.

In 2015, Azlia held two positions simultaneously. Azlia was an Assistant Vice President in Market Risk at Bank Simpanan Nasional and an Assistant Vice President in Group Risk Management at UDA Holdings Berhad.

Their next role was at Affin Bank Group, where they served as an Assistant Vice President in ALM & Liquidity Risk within the Group Market Risk Management department from 2019 to 2021. Currently, Azlia holds the position of Vice President in Policy & Analytics within the same department.

Azlia Kamal's education history begins in 1994 when they attended Sekolah Menengah Sains Johor. However, no degree or field of study is mentioned for this period.

In 1996, they enrolled in the American Degree Program (ADP) at INTEC Education College, which served as an overseas preparatory program for their future studies in the United States. There is no specified end year for this program.

From 1998 to 2001, Azlia studied at Multimedia University, where they pursued a Bachelor of Business Administration (BBA) degree in Finance with Multimedia. There is no specific field of study mentioned for this degree.

Additionally, Azlia has obtained several certifications. Azlia received an English as a Second Language (ESL) certification from INTEC Education College. It is unclear when they obtained this certification. Azlia also completed the Graduate Management Admission (GMAT) Test, although the specific institution and date are not mentioned. Azlia obtained the Person Dealing in Unit Trust (PDUT) certification from the Federation of Investment Managers Malaysia (FIMM). The exact date of completion is not provided.

Furthermore, Azlia has completed various courses and certifications in different subjects. Azlia obtained SAS Enterprise Guide 1: Querying and Reporting as well as SAS Enterprise Guide 2: Advanced Task and Querying certifications from SAS. Azlia also completed SC Module 11 - Fundamentals of Compliance, SC Module 14 - Futures & Options, and SC Module 16 - Rules & Regulations of Futures and Options from the Securities Industry Development Corporation (SIDC). Finally, they achieved Test of English as a Foreign Language (TOEFL) certification from ETS. The specific months and years when these certifications were obtained are not mentioned.