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Ganesh K Rathod is an experienced finance professional currently serving as a Credit Manager at IDFC FIRST Bharat Ltd since March 2024, focusing on underwriting secured loans including personal, business, home, and loan against property. Prior to this role, Ganesh held the position of Branch Credit Manager at Adani Capital from November 2022 to April 2024, specializing in the loan against property product. Ganesh's career also includes experience as a Senior Field Credit Officer at Aye Finance Pvt. Ltd from July 2018 to November 2022, and as a Credit Officer at HDFC Bank from August 2016 to June 2018. Academically, Ganesh earned a Bachelor of Commerce degree from People Education Society's Dr. Ambedkar College of Arts & Commerce, Pune, in 2016, and has prior qualifications in Business/Commerce and Secondary Education from institutions in Gulbarga, India.