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Frederic ORY is a seasoned IT professional with extensive experience in software development, credit risk solutions, and data engineering across multiple organizations. Currently serving as Senior Manager of Credit Risk Solutions at Laurentian Bank since November 2020, Frederic ORY specializes in credit risk management, IFRS9 ECL calculation, and database integration using SAS technologies. Additionally, Frederic ORY has held roles as a Software Engineer and Data Engineer in various capacities, focusing on dashboard development and cloud environments. Frederic ORY's previous experiences include software architecture, project management, and engineering roles at companies such as HUB2, C2i, and Orange Business Services. Academically, Frederic ORY holds a Master’s Degree in Business Administration from ESSEC Business School and a Master of Engineering in Software Engineering from École de technologie supérieure.