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Kay Nettles, CLTC has a strong background in the insurance and financial industry. Starting in 1995, they worked as an Agent for Thrivent Financial for Lutherans for seven years. Kay then joined Faith Financial Planners in 2003 as a Financial Advisor until 2007. In the same year, they became a Partner with Long Term Care Financial Partners, specializing in long term care solutions for individuals and worksites. With their extensive knowledge of senior issues and background as a social worker for the elderly, medicaid eligibility worker, and Certified Senior Advisor, they provided quality long term care education and insurance to companies of all sizes. Additionally, since 2014, Kay Nettles has been working as a Long Term Care Solutions Specialist at ACSIA Partners.

Kay Nettles, CLTC, has a Bachelor of Business Administration (BBA) degree with a concentration in Accounting and Psychology from Sam Houston State University. In addition to their degree, they have obtained the CLTC certification, although the details regarding the institution and the date of obtaining the certification are not provided.