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Ruby Andrea Cay has a diverse work experience in finance and project management. Ruby Andrea started their career in 2006 as a Project Finance Analyst at Casals & Associates, Inc., where they were responsible for budget tracking, financial reports, and audits. Ruby Andrea then joined FHI 360 in 2010 as a Finance Manager, overseeing the financial management of domestic and international projects. At Vysnova Partners, Inc., they served as a Senior Finance Officer, managing a CDC project and performing budget modifications. From 2017 to 2022, Ruby worked at the National Cooperative Business Association CLUSA International (NCBA CLUSA), first as a Grants, Contracts and Compliance Manager, preparing cost and pricing proposals, and later as a Senior Manager in the same department. Currently, they are serving as the Grants and Projects Finance Manager at Accion Opportunity Fund, where they are responsible for grant financial management, financial planning, reporting, and analysis, as well as project management.

Ruby Andrea Cay has a Master of Business Administration (M.B.A.) degree in Accounting and Finance from Regis University, which they obtained between 2008 and 2010. Prior to that, they completed their Bachelor of Business Administration (B.B.A.) degree in Accounting and Finance at Universidad de La Salle from 1994 to 2000. In 2012, they pursued further education in Mastering USAID Rules and Regulations, Grant Management, and Cooperative Agreements, earning a Master's degree in Finance. Additionally, they obtained a certification in Writing Federal Proposals from Shipley Associates France in March 2018. There is also a mention of another certification in 2 CFR 200 Uniform Guidance - Federal Grants and Cooperative Agreements, but the institution and the specific date of obtaining the certification are not provided.