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Ricardo Caraline Fingolo is a seasoned professional with extensive experience in executive leadership and operational management across various sectors. Currently serving as Executivo de Honra at Academia Europeia da Alta Gestão and Diretor at RCF Mentoria Executiva & Consultoria Empresarial, Ricardo has a strong background in strategic project planning and business expansion. Past roles include Superintendente de Negócios at Sicoob Crediconsumo, focusing on commercial operations in Rio de Janeiro and Espírito Santo, and Superintendent of Operational Transformation at Santander Brasil, where contributions were made to customer experience and operational quality. With a solid academic foundation including an ongoing MBA in Technology for Business from Pontifícia Universidade Católica do Rio Grande do Sul, Ricardo's qualifications encompass business management, group dynamics, and accounting sciences.