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Vinay Manikam is an experienced professional currently serving as Solutions Manager (Product Manager) at HCLTech since February 2024, specializing in end-to-end digital lending solutions for commercial and Islamic banking. Prior to this role, Vinay held positions including AVP Product at Knight FinTech, and Functional Consultant at Tech Mahindra. Extensive experience as a Senior Business Analyst was gained at Perfios and CoreCard Software, Inc., along with responsibilities in change management, requirement analysis, and project implementation across several organizations. Vinay's career began as a Business Development Executive and progressed through various roles, reinforcing skills in sales and customer service. Vinay holds a Bachelor of Management Studies from the University of Mumbai.