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Mubashir Muringekkal is an experienced finance professional with a strong background in risk management and credit analysis. Currently serving as a Credit Reporting Officer at ADIB - Abu Dhabi Islamic Bank since October 2017, Mubashir conducts delinquency analysis, prepares regulatory reports, and collaborates with management to enhance risk management processes. Previously, as a Credit Screener at ADIB, Mubashir reviewed credit proposals for compliance. Earlier roles include Senior Teller at Al Ansari Exchange and Islamic Finance Consultant at Zirva Business Solutions, where Mubashir promoted Shariah-compliant financial products and conducted educational seminars. Mubashir holds an M.B.A. in Finance and several diplomas and certificates in Islamic banking and finance from various esteemed institutions.