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Lars Kramer is the current Chief Financial Officer at ABN AMRO. Lars has held this position since April 2021. Prior to this, they were the Group CFO at Hellenic Bank from April 2017 to April 2021. Before that, they were the CFO at ING from April 2012 to March 2017. Lars has also been the CFO at ING Retail Banking Direct & International from May 2010 to April 2012 and at ING Direct NV from April 2008 to April 2010.

Lars Kramer is a Chartered Accountant (CA) SA who has studied accountancy, tax, auditing, and risk at the South African Institute of Chartered Accountants. Lars also has an MBA in finance, markets, and strategy from the University of Cape Town, as well as a postgraduate diploma in accounting from the same school. Lars also has a bachelor's degree in accounting science from the University of South Africa/Universiteit van Suid-Afrika.

Lars Kramer works with Clifford Abrahams - Vice-chairman and Chief Financial Officer, Frans Van Der Horst - CEO Retail Banking, and Pieter Van Mierlo - CEO Private Banking. Lars Kramer reports to Robert Swaak, Chairman and CEO.