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Joyce Van den Hoeven has a wealth of experience working in various roles within the financial services industry. Joyce has been involved in digital transformation, business consulting, project management, and entrepreneurship. Joyce has a Master's degree in Business Studies from the University of Amsterdam and a Bachelor's degree in Business Economics from Amsterdam University of Applied Sciences. Their career highlights include leading digital impact teams, serving as a product owner for digital transformation, and setting up and operating a coffee bar in Amsterdam. Joyce's expertise lies in strategy execution, business intelligence, and business process improvement.