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Annette Rajan is a CDD Analyst at Payconiq International since January 2022, specializing in onboarding new customers and ensuring compliance with EU regulations. Previously, Annette served as a Credit Manager at Kotak Mahindra Bank from June 2015 to October 2017, focusing on providing personal loans to salaried employees. Annette gained initial experience as a Banking Intern at South Indian Bank, assessing loan risks, and held internships at Big Bazaar in marketing and GEM Equipment Private Limited, where an organizational study aimed at improving productivity was conducted. Annette holds a Master of Business Administration in Finance from Christ University Bangalore and a Bachelor of Commerce from Dr. G.R. Damodaran College of Science.