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Mikhail Velichko is the CEO at AccèsBanque Madagascar (ABM) and currently the 1st Vice-President of Madagascar’s Professional Banking Association. He possesses over 20 years of experience in Retail Banking, Microfinance, and Investments. Before joining ABM, he worked for the Swiss investment advisory firm, US microfinance network, and leading Russian and Ukrainian commercial banks. He worked in Ukraine, Russia, Zambia, Tanzania, Malawi, DR Congo, and Nigeria during his career. Mr. Velichko holds a Master’s Degree in Banking and speaks English, French, Russian and Ukrainian languages.