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Paulo Fernandes has a diverse work experience spanning over several years. Paulo currently holds the position of Director of Engineering at 10x Banking since December 2023. Prior to that, they worked in various roles such as Senior Engineering Manager and Software Development Manager at the same company. Before joining 10x Banking, Paulo worked as a Senior Software Engineer at HSBC in 2019. Paulo also held positions at Nutmeg as a Senior Software Engineer and Software Engineer from 2018 to 2019. In 2016, they worked as a Software Engineer at OpenBet. Paulo's career started at Tarambola, Creativity and Innovation in 2010, where they were the Founder and Software Engineer. Paulo also worked at Cápsula as a Software Developer from 2009 to 2010. Paulo has expertise in a wide range of programming languages and has worked on various software development projects.

Paulo Fernandes completed their Licenciatura em Engenharia Informática and Mestrado em Engenharia Informática degrees at Universidade do Minho from 2007 to 2012. Paulo also obtained a certification as an Amazon Web Services Cloud Practitioner from Amazon Web Services (AWS) in October 2019.